Your guide to life after death
We specialize in finding affordable and personalized plans that truly match your lifestyle. From essential health coverage to securing your future, our expert guidance ensures you get the protection you deserve, for all ages who need assistance.
Term, Permanent & Cash-Value
Life Insurance
Discover our diverse range of specialized services designed to cater to your unique needs. We prioritize understanding and addressing your requirements, delivering effective and practical solutions every step of the way..
Term Life insurance
Individuals looking for budget-friendly coverage for a defined duration, such as when their mortgage is paid off or their children graduate.
Final Expense Insurance
Burial insurance focuses on providing support to cover immediate end-of-life expenses, rather than replacing lost income.
Whole Life Insurance
People who want lifelong coverage, a guaranteed payout, and a “forced savings” component
Indexed Universal Life / UL / GUL
Flexible permanent coverage options offering adjustable premiums, cash value growth, or guaranteed lifetime death benefits.
Extended Care Services
Extended care services offer compassionate, long-term support tailored for individuals facing chronic illnesses, disabilities, or those undergoing rehabilitation after surgery or injury. These services encompass a wide range of options—from in-home assistance to specialized residential facilities—and include help with daily activities such as bathing and dressing, along with nursing care, therapeutic services, and memory support.
Disability Insurance
Disability services provide essential support for individuals with physical, mental, or developmental impairments to live, work, and participate in their communities. Key resources include government programs (SSDI, SSI), the Americans with Disabilities Act (ADA) protections, vocational training, and specialized care. In Florida, agencies like the Agency for Persons with Disabilities (APD) and Centers for Independent Living offer tailored support, including housing assistance, caregiving, and advocacy.
Long Term Care
provides medical and non-medical services—such as dressing, bathing, and supervision—for individuals with chronic illnesses or disabilities to maintain their independence
Short-Term Care
provides temporary, intensive rehabilitation and medical support (typically 15-30 days) for individuals recovering from surgery, illness, or injury, often to avoid hospital readmission
Long-Term Disability
replaces 50–80% of income for employees unable to work for an extended period (typically 3–6+ months) due to illness or injury.
Short-Term Disability
provides temporary income replacement—typically 50% to 66 2/3% of your weekly earnings—if you cannot work due to a covered illness, injury, or pregnancy