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Frequently asked Medicare Questions
It all began with a simple idea fueled by a deep passion. As a small business, we pride ourselves on personal attention and dedication to every detail. Our approach is rooted in quality and integrity, ensuring that everything we do reflects our commitment to excellence.
What do I do about Medicare if I work past age 65?
If you plan to work past 65, you may be able to delay enrolling in Medicare. Or, you may have to enroll during your Initial Enrollment Period in Parts A, B and D if you want to avoid late penalties. It will depend on your employer and if your employer coverage is creditable. You can find out what you need to do about Medicare when continuing to work here.
Some people who can delay Medicare still choose to enroll in just Part A when they turn 65 in addition to their employer coverage. Part A is premium free if you or your spouse worked and paid Medicare taxes for at least 10 years. Note though, if you do get Part A, you can no longer contribute to your HSA.
How much does Medicare cost?
You will likely pay the Part B premium to Medicare. Beyond that, you may pay other premiums, deductibles, co-pays and co-insurance. The total amount you pay will depend on the type of Medicare plan(s) you choose and the health care services you use during the year.
What is not covered?
Does not cover long-term (custodial) care, most dental care (including dentures), routine eye exams, glasses, hearing aids, or cosmetic surgery. It also excludes most care outside the U.S., routine foot care, and alternative therapies like acupuncture or massage therapy. Coverage.
Is Medicare mandatory?
No part of Medicare is mandatory, but if you choose to enroll in any part of Medicare after your Initial Enrollment Period, you could face financial penalties unless you qualify for a Special Enrollment Period with creditable employer coverage.
Where can I get help paying for Medicare?
Financial assistance programs for people with limited income and assets include Extra Help for prescription drugs, Medicare Savings Programs and Medicaid, to name a few. Qualifications for each program and the level of help offered vary
Do I need an Agent ?
No, you do not need an agent to sign up for Medicare. You can enroll yourself directly through the
Social Security Administration (.gov), via phone, or by visiting a local office. While agents can provide free, personalized help comparing plans (like Medicare Advantage or Part D), they are not required to complete the enrollment process. .
Frequently asked Social Security Questions
It all began with a simple idea fueled by a deep passion. As a small business, we pride ourselves on personal attention and dedication to every detail. Our approach is rooted in quality and integrity, ensuring that everything we do reflects our commitment to excellence.
When should i claim my social security benefits?
A common concern is knowing the optimal age to begin receiving benefits. We help you explore various claiming strategies to ensure you maximize your lifetime income, considering your personal circumstances and financial goals
Will my social security benefits be taxed?
Many individuals are unsure about the tax implications of their Social Security benefits. We provide clear explanations of how federal and, where applicable, state taxes might affect your benefits, helping you plan effectively.
How much will my monthly social security benefit be?
Understanding your potential benefit amount is crucial for retirement planning. We assist you in calculating and projecting your future Social Security income, taking into account your earnings history and claiming age..
How does your social security planning service stand out?
Our service is distinguished by our Social Security certification. This specialized training ensures you receive expert, up-to-date, and precise guidance tailored to your unique situation, giving you confidence in your planning.
What changes do clients experience after your help?
Clients typically gain a profound sense of clarity and confidence. They leave with a much better understanding of what to expect from Social Security, empowering them to make informed decisions about their retirement future.
What is the primary goal of this social security page?
The most important takeaway is a better understanding of Social Security and to recognize that our approach is rooted in education. We aim to equip you with the knowledge to make smart choices.
Can social security be my only retirement income?
While Social Security provides a vital income stream, it's generally not designed to be your sole source of retirement income. We help integrate your Social Security strategy with other financial planning to ensure a secure retirement.
How do i start planning for social security?
Starting early is key. We recommend gathering your Social Security statements and scheduling a consultation. We'll guide you through the process, answer your questions, and develop a personalized plan.
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